Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets.

Down payment gift rules vary by loan type and lender, but generally: Lenders will require donors to write a letter stating they do not expect the gift to be repaid. The letter should also include the ...

History has proven that high rates don't last long, just two years and nine months on average. Here's how that trend could affect 2025 mortgage rates. One thing you can count on in life is that ...