If you have a car loan and are wondering how to go about lowering a car payment, you may want to explore renegotiating your car loan. If you’ve built your credit score since you’ve signed your car ...

For those whose primary source of income is Social Security disability, obtaining a car loan can prove more difficult. It becomes even more challenging for those with bad credit, due to the fact that ...

Financial institutions may offer open-end credit and closed-end credit to consumers and businesses. Open-end credit is a revolving credit product, while closed-end credit is a nonrevolving lending ...

If you have imperfect credit or a limited credit history and need to finance an automobile purchase, you may qualify for a subprime auto loan. These loans are relatively risky for lenders to take on, ...

So you got swayed by the allure of an annual vacation in a snowy or tropical locale, and now you’re the proud owner of a timeshare. If you financed that timeshare directly with the developer, however, ...

You’re proud of your yard and will do what it takes to keep it looking good. But what do you do when your trusty old lawn mower kicks the bucket and you don’t have the cash to buy a new one? Is your ...

Consumers may consider a 144-month auto loan to finance the purchase of classic and exotic cars. These vehicles may carry a sales price above $100,000. Auto loans with 12-year terms can make it easier ...

A personal loan is a type of loan that allows you to borrow a lump sum of money with few restrictions on how you must spend it. In return, you pay back the loan in monthly installments with interest.

A joint personal loan is an installment loan for two people. A borrower and co-borrower assume the financial responsibility of repaying the joint personal loan under terms and conditions of a loan ...

Car loans typically range from two to seven years, or 24 to 84 months. The average car loan length is between three and five years, but the length you choose will vary depending on your goals and ...

Refinancing a car loan can hurt your credit. Learn why refinancing can affect your credit, as well as the upsides to refinancing that can still make it worthwhile. Proof of car insurance is required ...